Thu. Dec 12th, 2024
پرائم منسٹر یوتھ لون اسکیم نئی اپڈیٹ 2025

PM Youth Loan Scheme

PM Youth Loan Scheme: Because of the growing poverty in Pakistan, the government of Pakistan has started a prime minister youth loan scheme. So that the youth of Pakistan can run any business by getting a loan from the government of Pakistan. That loan also called a youth loan. Some guidelines given for this. By following them, 

اس پروگرام کا مقصد صرف ان نوجوانوں کو شامل کرنا تھا جو غربت سے پریشان تھے۔ پاکستان میں یوتھ لون فارم کو پُر کرنے کے بعد، آپ کو کچھ دنوں کے بعد جوابی پیغام ملتا ہے کہ آیا آپ اس پروگرام کے لیے اہل ہیں یا نہیں۔

Pm Youth Loan Scheme 2023

You can qualify for this program and get a loan from the Government of Pakistan to hire your Business, and you can run any business. Remember, this is Living Youth. So if you are among the youth eligible for loans in the program,

 you must apply for this program. You can get information about the PM Youth loan scheme of all banks of Pakistan. Also, we will provide you with all the information about this program that every man must know.

You can also read: New Update 8171 Ehsaas

This program was started by the former Prime Minister of Pakistan, Imran Khan. Who started the successful National Youth Development Program and provided business loan facilities to the youth of Pakistan. Till now, people have been benefiting from it. 

The purpose of this PM Youth Loan Scheme was to engage only those youths who troubled by poverty. After filling up the youth loan Form in Pakistan, you get a response message. After a few days about whether you are eligible for this program.

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  • The National Bank of Punjab has given 50% of the Prime Minister’s Successful Youth Program, and other banks are responsible for 50%.
  • Applicants can visit the official website of the successful young program and download the loan application form.
  • Under the Prime Minister’s Successful Youth Program, the youth can get a loan from one lakh to five million. In case of any loss or repayment of a debt by the applicant

Pm Youth Loan Scheme 2023

How To Apply For Prime Minister Youth Loan Scheme 2025

After applying for PM Youth Loan Business, you must wait a bit. We will tell you how to apply and get a loan from this loan scheme. The major problem is poverty, which is increasing, 

keeping in mind that the government of Pakistan has arranged interest-free loans for youth, which has been running since the era of Imran Khan, and this is to eradicate poverty in the country. 

It will be a good source if you want to get admission to this program, run your own business, and start a new one. The procedure follows the instructions below Get Adopted by Govt of Pakistan.

Required Documents 

  • First, you must have the following documents to submit your application.
  • A front and back copy of your identity card
  • You must have your photos
  • You are among the youth, and you are submissive. You must have a degree.

Instalment Payment Replacement

قرض کی ادائیگی کا ماہانہ یا دو سال تین سالہ میں کی جا سکتی ہے اگر آپ کی یوتھ لون اسکیم کے تحت قرضہ حاصل کرتے ہیں تو
اس کا طریقہ کار یہ ہوتا ہے کہ آپ کو ایک درخواست دینا پڑتی ہے وہ بینک میں جمع کروانے کے بعد آپ کو تصدیقی میسج آپ کے موبائل نمبر پر یا آپ کو ڈاک کے ذریعے بھیجا جاتا ہے
یہ سکیم آپ کو زیادہ سے زیادہ ایک سال کے لئے کی مدد کی ہے تاہم اگر آپ دی گئی مدت سے زیادہ بڑھتے ہیں تو
درخواست گزار کرنے کی مدت کے دوران جلدی ادائیگی کرسکتے ہیں جس سے اس کی ذمہ داری جلدی ختم ہو جاتی ہے اور اس آواز سے بھی نوازا جاتا ہے اگر وہ جلد ہی کر کے ادائیگی کرتا ہے تو
بیلون کی ادائوں کی تعداد پر کوئی بھی پابندی نہیں لگائی گئی کوئی بھی حد نہیں ہے
قرض لینے والا صرف اس صورت میں لون کی ادائیگی کرسکتا ہے جب تک باقاعدہ ہوئی کوئی واجبالادا باقی نہ ہو سکے

Youth Loan Scheme 2025

If you also want to register online, the registration process is straightforward, you can get your registration at home, and you will know whether you are eligible. If yes, you are told the procedure and what you have to do, and if you are eligible, you are told from which bank you have to get it.

Youth Loan Scheme New Update 2025

The government has announced a loan of up to 5 lakh 15 lakh 75 lakh for poor people and the street is very low for this, you must be at least 18 years old if you are in this program. If you want to apply, online registration has started all over Pakistan. These loans are being given to people in Pakistan to provide business.

  • Full registration number of any vehicle in your name, if applicable
  • Apart from their institution’s name of two references, CNIC card, and mobile number
  • No Monthly income in case of business Business income Business expenses Estimates of household expenses and other income you did not have while the business existed. Please do not prepare business documents at this time. You should have them. Details are important
  • First, you go to the National Bank website and sign up there
  • Also, if you have an Android mobile, you can download the Play Store application and go out and sign up
  • It is essential to have the following information available. You can complete the evening at once to make limited reservations for later submission.
  • Please upload as much information as you have and avoid uploading the wrong information; otherwise, action may be taken against you.
  • You must have your last six months’ bank statement if you are an applicant.
  • After submission, your application review number will circle on the screen, and you will get an SMS notification that your station has been transferred to the Bank of Punjab.
  • Once your application moves to the next stage of the process, you will be ineligible, but you can check your status by submitting your application on this website.

Eligibility Criteria In Pm youth Loan Scheme

  • Pakistan National age 21 to 45 Male Female can apply Younger age will be given to candidates who want to pursue Information Technology.
  • Loan repayment is in 2 ways; in the first category, one lakh is accepted, and in the second category, the loan will be given from 5 lacks to 50 lacks. For Category B, 20% of your money should be invested in working cable and ten eight-year loans.
  • The loan quota for women is limited to 20%. Loans from one lakh to five lakhs will be given on personal guarantee. The bank will consider loans above five lakhs after doing business information.
  • Imran Khan started this program, and now Prime Minister Shehbaz Sharif is also narrating this program and giving youth loans.
Eligibility CriteriaRequirement
Minimum Age18 Years
Maximum Age45 Years
Government EmployeesNot Eligible
Non-Resident of PakistanNot Eligible
Agricultural LandEligible (Required)
Business ManEligible
Bank AccountsRequired

PM Loan Interest Rate and Amount 

The youth loan scheme divided into three phases. You can avail of the 2025 BM YBL as per your requirement. Can repay the loan up to eight years

Loan Amount RangeInterest RateDuration (Years)
1 Lakh – 10 Lakh3%1 – 8
10 Lakh – 1 Crore4%1 – 8
1 Crore – 2.5 Crore5%1 – 8

Banks For PM Youth Business Loan Program List 

Bank NameBranches
Allied Bank LimitedNationwide branches
Albaraka Bank LimitedNationwide branches
Askari Bank LimitedNationwide branches
Bank Al FalahNationwide branches
Bank Al HabibNationwide branches
Bank Islamic Pakistan LimitedNationwide branches
Bank of KhyberNationwide branches
Bank of PunjabNationwide branches
Dubai Islamic Bank LimitedNationwide branches
Faysal Bank LimitedNationwide branches
First Women Bank LimitedNationwide branches
Habib Bank LimitedNationwide branches
Habib Metropolitan Bank LimitedNationwide branches
JS Bank LimitedNationwide branches
MCB Bank LimitedNationwide branches
Meezan Bank LimitedNationwide branches
MCB Islamic Bank LimitedNationwide branches
National Bank of PakistanNationwide branches
Sindh Bank LimitedNationwide branches
Soneri Bank LimitedNationwide branches
United Bank LimitedNationwide branches

New Update 2024

The government of Pakistan announced interest-free loans for the poor and middle class. In view of which loans will given to those who are poor and deserving and belong to the youth.
If you are also among them then you can join this program of the Government of Pakistan. And engage yourself in any business or have to do some simple steps to earn money.

FAQs:

What is the PM youth business loan Scheme 2023?

This is a Program started by the government of Pakistan. Loans up to 75 lakhs will be given to this young generation, that too without interest. With this loan, the young generation can start their own business. In this scheme, you must be eighteen years old. If you want to participate in it,

Who is eligible for PM loan scheme?

People who live in Pakistan and are citizens of Pakistan between the ages of 21 to 45 years and have business ability has previously run or have expertise in running a small and medium business.

What is the loan limit for prime minister youth?

7.8Million.

In this program, the loan deal has kept very much. So that it reaches more and more youth, and Pakistan is on the path of development. Therefore, it has started so that people can start their own businesses in Pakistan

What is the processing time for a PM youth loan?

The duration of this program shall not exceed 45 days as clearly stated in the application form
It involves a processing fee of Rs and includes submitting the application after verifying your CNIC Card Number and Identity Card from NADRA.

First of all, you have to get the information from the bank, and after that, it is provided to you. After filling out the form, you submit the completed return to the bank and you will then receive the Confirmation message on your mobile.

How to apply for PM youth?

The process of joining this program is very simple. You have to submit a form from the bank. Fill out The form and submit it back to the bank. You will get a message that you have to go to the bank again and after that, your delivery of the loan will ensured.

By S Khan

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